Joe Farmer

I am a husband and father of 2, proud member of the Wayne Co Chamber of Commerce, and have over 2 decades of experience in the insurance industry. I am passionate about being involved in my community, including nonprofit work, sports, and working with children. We are dedicated to helping the people of Wayne County and the Lake Cumberland region insure their cars as well as their homes. State Farm has the strength and reputation as the leader in auto insurance, fire insurance, and life insurance to handle all of your insurance needs. Our office has a rich history, and our team members have 40 plus years of combined experience. We are the one-stop shop for all your needs, whether it be renters insurance, condo insurance, or homeowners insurance. Not only can we protect your possessions, but also your family's way of life through a variety of life insurance products designed for your unique lifestyle. Call us to schedule a conversation about how we can create a plan that's right for you and your family. Lake Cumberland is a popular destination for both tourists and locals. We offer boat insurance, houseboat insurance, RV insurance, ATV insurance, and motorcycle insurance so that you can enjoy all that Lake Cumberland has to offer. Call or stop in our office today for a free, no-obligation, quote. We offer free quotes for the following services:

· Auto Insurance

· Homeowner's Insurance

· Life Insurance

· Renter's Insurance

· Personal Articles Insurance

· Condo Insurance

· Business Insurance

· Personal Liability Coverage

· Roadside Assistance

· Motorhome Insurance/RV Insurance

· Boat Insurance

Use extra caution as you hit the road this year. Here are a few tips to keep your holiday plans on track:

· Say no to holiday eggnog. Never drink and drive, but also be on the lookout for haphazard driving and drivers operating their vehicles under the influence. Unfortunately, the number of accidents and fatalities caused by drinking inevitably rises around the holiday season. You can take other steps to avoid drinking and driving.

· Plan for shorter days. The more light, the safer the roads. During the winter months, an earlier sunset means you've got less daylight to work with. Ideally, plan your trip to avoid driving at night.

· Be ready if your battery dies. Cold weather takes its toll on car batteries. Double-check to make sure you've got jumper cables in your trunk. You never know when an easy jump-start could save you time and hassle — or when you could use it to help someone else.

· Keep a blanket or additional warm clothes in your car in case you break down or get stuck. You do not want to be stranded and get cold.

· If you have roadside assistance on your insurance policy, be sure to have that number saved for immediate assistance. If you are unaware that you have roadside coverage, be sure to check with your insurance agent.

Merry Christmas and a safe Happy New Year!